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Porsche Guaranteed Auto Protection (GAP) – Coverage in case of a total loss

What is Guaranteed Auto Protection (GAP)?

In the event your Porsche experiences an accident, theft, or natural disaster and considered a total loss, your insurance company may reimburse you only for the vehicle’s assessed value. This may drive a significant gap between what your insurer pays and the balance that you owe on your loan plus your insurance deductible.

Porsche GAP Protection safeguards you by waiving the difference between the outstanding balance on your vehicle’s financing and your primary insurance settlement.

NOTE: Available on new, pre-owned, and Certified Pre-Owned Porsche vehicles at the time of vehicle purchase only. Please refer to your GAP waiver addendum for details. Programs vary by state. Maximum eligibility limits and certain exclusions apply. Note that you remain responsible for any past-due payments, late fees, and other charges on your loan.

Insurance deductible coverage is not available in all states.

Additional exclusions may apply. Please see your addendum for specific coverage details, including limitations and a complete list of exclusions.


Porsche Protection Plan Products brochure (PDF; 1.8 MB)

All transactions related to the optional Porsche Protection Plan are governed solely by the provisions of the applicable Customer Agreement or Addendum. This document and its contents provide general information about the Porsche Protection Plan and should not be solely relied upon when purchasing coverage. Please refer to the applicable Porsche Protection Plan Agreement or Addendum for details of terms, conditions, and specific coverage details, including limitations, exclusions, transferability, and cancelability. Coverage may vary by state.

Service or repairs not covered by the plan are the customer’s responsibility, even if additional services are recommended by the dealer or revealed by inspections covered by the plan. Consult the vehicle’s scheduled maintenance guide for factory recommended service intervals.



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